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Retirement Board

Retirement Board 

City Hall Room 103
455 Main Street, Worcester, MA 01608
Phone: (508) 799-1062, Fax: (508) 799-1047
Office Hours: Monday - Friday 8:00 AM - 4:30 PM


The following was designed to provide updated and accurate information to the members and beneficiaries of the City of Worcester Retirement System. This information is not intended as a substitute for the Massachusetts General Laws nor will its interpretation prevail should a conflict arise between its contents and M.G.L. Chapter 32. Rules governing retirement benefits are subject to change periodically either by statue of the Massachusetts Legislature or by the Worcester Retirement Board.

The mission of the Retirement Board is to administer the retirement system in accordance with the law, and provide a comprehensive explanation of rights, benefits, and regulations regarding retirement to all employees of the City of Worcester (City) and the Worcester Housing Authority (WHA).

The City of Worcester Retirement System is one of 106 contributory retirement systems for public employees within the Commonwealth of Massachusetts. All 106 systems, although operating independently are bound together under one uniform retirement law, Chapter 32 of the Massachusetts General Laws. Chapter 32 establishes benefits contributions requirements, accounting and funding structure for the system. The Public Employee Retirement Administration Commission (PERAC) created by Chapter 306 of Acts of 1996 oversees these systems and ensures all board actions in compliance with Chapter 32. Each system is governed by a retirement board. It is the responsibility of the Retirement Board to administer, in accordance with the law, the retirement system and provide a comprehensive explanation of rights, benefits, and regulations regarding retirement to all employees of the City of Worcester (excluding teachers) and the Worcester Housing Authority.

The City of Worcester Retirement Board consists of five members: Ex-officio member (City Auditor), two elected members, one member appointed by the City Manager and one member appointed by the other four members.

The Retirement System is funded by the City and WHA in an amount annually certified by the Commissioner of PERAC and from weekly employee contributions. The retirement system has adopted an actuarial funding schedule pursuant to Chapter 505 of the Acts of 1991, which was approved January 3, 1992.

The Retirement System is audited every three years by PERAC and yearly by an Independent public accounting firm. An actuarial study is performed every year by an independent actuary and every three years by PERAC.

The City of Worcester Retirement Board Members and Office Staff are happy to assist you with any questions you may have regarding the retirement law and/or your retirement benefits. To guarantee a private consultation, we suggest contacting the Retirement Office to schedule an appointment.

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Public Records Requests

On June 3, 2016 Massachusetts Governor Charlie Baker signed An Act to Improve Public Records into law. Many of the provisions in the law took effect on January 1, 2017.

You may submit your written request to the Worcester Retirement RAO at the address or email listed below. You may also use the provided Public Records Request Form for your convenience.

Worcester Retirement
Records Access Officer (RAO)

Elizabeth A. Early
Worcester Retirement
455 Main Street, Room 103
Worcester, MA 01608

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